Nishi Family › Compare › Medical Billing and Patient Advocacy
Nishi Compare · capabilities, evidence and delivery
Medical Billing and Patient Advocacy
Compare capabilities and delivery evidence. Source discovery, qualification, deployment and accepted outcomes are separate; an open contract names work still to verify.
Nishi vs Goodbill and Turquoise Health and Waystar and Tebra
Overview
The purpose, declared position and evidence coverage of this domain. Source presence and completed acceptance are different measures.
Where we are. Measured 2026-08-19. The patient-side loop is live and gate-proven: audit (duplicates, NCCI, MUE, fair price), dispute and appeal letters with computed deadlines, NSA routing, charity care, civic escalation with an accountability ledger, payoff planning and a zero-JS portal -- with the privacy and fail-safe exceeds nobody else ships. The six absent rows are the provider-side and payer-wire capabilities the incumbents are built on: price-file ingest, eligibility, EDI, denial prediction, prior auth and autocoding.
Where we need to go. Keep the patient-first moat and add the payer wire: price truth from the hospitals' own files, 270 and 271 and 837 and 835 on banked samples, then prevention (denial prediction, prior auth) and the coding frontier -- every figure in cents, every rule a data pack, nothing auto-sent.
Latest recorded release
No valid dated release entry is recorded for this domain.
Release entries describe recorded changes; they do not establish that every capability passed evaluation.
22 of 28 capability source symbols found|4 of them authored stronger-claims|6 open|coverage 785/1000|adoption 17 full / 5 partial
Evidence profile — what the gaps on this board actually are
Measured by nx_swcompare_evidence, read back by nx_evprofile_lib. Every figure is a count with its denominator — there is deliberately no score, no grade and no percentage anywhere in this band, because a stored scalar is a field a seat can edit and a counted partition is not.
evidence|grounded 22/22|unsupported 0|gates green 5/5|proven able to fail 5/5|never bitten 0|green at 0/0 5|open gaps 6|of them unnamed 0|of them proof withheld 0|flips ready 0
proven able to fail counts the gates that have a RECORDED RED — nx_gate_bite mutated the gate subject, rebuilt it, watched the gate go red, and that record is inside the shared TTL. never bitten is its complement over the same denominator: those gates ran and were green, and nothing has ever shown them able to detect anything, so their green is a statement about this run and not about the gate. green at 0/0 is a separate and much weaker observation — the gate printed GREEN on a zero denominator, so its own tooth counter says it examined nothing. A gate can be green, non-zero, and still never bitten; that is the common case and it is now visible instead of implied.
partition: grounded + unsupported = 22 vs present 22 · named + unnamed + withheld = 6 vs open 6 · both reconcile
liar-kill conj=GPQN · all four conjuncts held
graded document: BUILDROOT tree, 5604 bytes · gates map: PRIMARY · stamped 2d 19h ago · source ../knowledge/status/evstamp_medbilling.verdict
| Gap class | What it is, and the work it names |
|---|---|
| VACUOUS-GATE | A gate reported GREEN on a ZERO denominator. A gate with real teeth and a broken counter, and a gate with no teeth at all, are indistinguishable from outside; that indistinguishability is the finding, so it is reported here and never convicted. |
nx_swcompare_evidence medbilling itself and are not carried on the stamp, so this page names the classes and the producer names the rows. That split is stated rather than hidden: a count without a worklist is not actionable, and this band is honest about which half of that it is.Production map
Follow the dependencies, declared acceptance criteria and recorded priorities. Inspect source binding before treating a rank as executable work.
Ranking source binding: STALE_OR_INVALID_BINDING. Recorded priorities require current acceptance evidence and resource checks before execution.
Recorded ranking withheld
Retained ranking is not bound to the current plan and matrix: STALE_OR_INVALID_BINDING. Historical data remains retained. Refresh the ranking after resolving the input differences. Latest execution outcome is unverified.
Declared roadmap — contract, acceptance, executor, effort
| Rung | Closes with | Definition of done (pre-declared) | Executor | Est. |
|---|---|---|---|---|
| Hospital price-transparency ingest (R0) | mbp_ingest | CMS machine-readable files (JSON and CSV) for a named hospital ingested sovereignly into the fair-price pack; aud_fairprice reads the pack; row count, source URL and content pin printed with every ingest | Organ | 1.5 u |
| Eligibility and benefits 270 and 271 (R1) | mbel_check | An X12 270 built and a 271 parsed against banked samples; coverage, deductible and copay fields extracted; no PHI leaves the machine by construction (the privacy exceed this lane holds) | Organ | 2 u |
| EDI 837 and 835 (R2) after R1 | mbe_parse | 837 claim and 835 remittance parse and emit round-trip on banked samples; the 835 feeds mbr_recon so reconciliation reads the payer's own remittance | Organ | 2.5 u |
| Denial prediction before submission (R3) after R2 | mbd_score | A rule-and-data scorer over claim lines (NCCI, MUE, eligibility, payer rules as packs) predicts denial reasons before submission; precision on the banked EOB set is PRE-DECLARED and printed | Organ | 2 u |
| Prior-authorization drafting (R4) after R1 | mbpa_draft | The payer PA request drafted from claim and codes with deadlines filed into the reminder engine already proven for appeals; a human reviews and sends, never the organ | Organ | 1.5 u |
| Autocoding from clinical text (R5) | mbac_suggest | The sovereign LLM seat suggests CPT and ICD from note text; accuracy against a banked coded set is published; the organ ABSTAINS below a declared confidence rather than guess | Local model | 2.5 u |
Milestones
| Milestone | Rungs | Cumulative |
|---|---|---|
| M0 · Price truth at scale | R0 | 1.5 u |
| M1 · On the payer wire | R1,R2 | 6 u |
| M2 · Prevent, not just dispute | R3,R4 | 9.5 u |
| M3 · Frontier | R5 | 12 u |
| Class | Count | Note |
|---|---|---|
| bars | 0 | sotabar rows on the plan |
| fresh | 0 | the bar month is the current month |
| attested | 0 | an older bar with a this-month barscan reporting no newer entry |
| stale | 0 | a this-month scan saw a newer month the bar ignores |
| unattested | 0 | nobody looked this month |
| malformed | 0 | a sotabar row missing a field |
| duplicate | 0 | bar ids an earlier row already carries |
| bars, summed | 0 | RECONCILED: the parts sum to the total 0 |
| current month | 2026-10 | the month every bar is judged against |
Inspect a rung and its prerequisites
Declared nodes 6. Rank input binding: STALE_OR_INVALID_BINDING. Dependency order is authored. Implementation, acceptance evidence, authority and resource readiness are unverified. No action is recommended or dispatched here.
Plan SHA-256 25b29e8f891909274dea03c81654d3c7106744cef73855fed1b6b306cbc283d0. Target rows 0; role rows 0. Existing risks and release worklog retain their own scope; no node completion is inferred.
Runtime observation coverage: 0 of 6 rungs have current, identity-bound execution observations. Observation may report RED. Accepted completion remains unknown; source presence, qualification and deployment do not establish it.
Use Enter or Space on a rung to inspect its contract. Prerequisite links locate another rung in this list; open its summary to inspect it. Estimates are authored effort, not forecasts.
R0 — Hospital price-transparency ingest
Prerequisites: None declared; this does not establish execution eligibility.
Contract:
mbp_ingestAcceptance: CMS machine-readable files (JSON and CSV) for a named hospital ingested sovereignly into the fair-price pack; aud_fairprice reads the pack; row count, source URL and content pin printed with every ingest
Authored effort: 1.5. Executor kind: Organ. Responsible, accountable and verifier not established. Inspect retained worklog.
Runtime observation: UNKNOWN; outcome UNKNOWN; observed epoch -1. Declared owner: . Receipt
, SHA-256. Identity-bound observation is not accepted completion. Qualification and deployment remain unverified by this projection.R1 — Eligibility and benefits 270 and 271
Prerequisites: None declared; this does not establish execution eligibility.
Contract:
mbel_checkAcceptance: An X12 270 built and a 271 parsed against banked samples; coverage, deductible and copay fields extracted; no PHI leaves the machine by construction (the privacy exceed this lane holds)
Authored effort: 2. Executor kind: Organ. Responsible, accountable and verifier not established. Inspect retained worklog.
Runtime observation: UNKNOWN; outcome UNKNOWN; observed epoch -1. Declared owner: . Receipt
, SHA-256. Identity-bound observation is not accepted completion. Qualification and deployment remain unverified by this projection.R2 — EDI 837 and 835
Prerequisites: R1 (acceptance unverified)
Contract:
mbe_parseAcceptance: 837 claim and 835 remittance parse and emit round-trip on banked samples; the 835 feeds mbr_recon so reconciliation reads the payer's own remittance
Authored effort: 2.5. Executor kind: Organ. Responsible, accountable and verifier not established. Inspect retained worklog.
Runtime observation: UNKNOWN; outcome UNKNOWN; observed epoch -1. Declared owner: . Receipt
, SHA-256. Identity-bound observation is not accepted completion. Qualification and deployment remain unverified by this projection.R3 — Denial prediction before submission
Prerequisites: R2 (acceptance unverified)
Contract:
mbd_scoreAcceptance: A rule-and-data scorer over claim lines (NCCI, MUE, eligibility, payer rules as packs) predicts denial reasons before submission; precision on the banked EOB set is PRE-DECLARED and printed
Authored effort: 2. Executor kind: Organ. Responsible, accountable and verifier not established. Inspect retained worklog.
Runtime observation: UNKNOWN; outcome UNKNOWN; observed epoch -1. Declared owner: . Receipt
, SHA-256. Identity-bound observation is not accepted completion. Qualification and deployment remain unverified by this projection.R4 — Prior-authorization drafting
Prerequisites: R1 (acceptance unverified)
Contract:
mbpa_draftAcceptance: The payer PA request drafted from claim and codes with deadlines filed into the reminder engine already proven for appeals; a human reviews and sends, never the organ
Authored effort: 1.5. Executor kind: Organ. Responsible, accountable and verifier not established. Inspect retained worklog.
Runtime observation: UNKNOWN; outcome UNKNOWN; observed epoch -1. Declared owner: . Receipt
, SHA-256. Identity-bound observation is not accepted completion. Qualification and deployment remain unverified by this projection.R5 — Autocoding from clinical text
Prerequisites: None declared; this does not establish execution eligibility.
Contract:
mbac_suggestAcceptance: The sovereign LLM seat suggests CPT and ICD from note text; accuracy against a banked coded set is published; the organ ABSTAINS below a declared confidence rather than guess
Authored effort: 2.5. Executor kind: Local model. Responsible, accountable and verifier not established. Inspect retained worklog.
Runtime observation: UNKNOWN; outcome UNKNOWN; observed epoch -1. Declared owner: . Receipt
, SHA-256. Identity-bound observation is not accepted completion. Qualification and deployment remain unverified by this projection.
Learning and practice paths
No structured learning path is declared for this plan. Existing research, roadmap and worklog remain available above.
Rung dossiers — every record that bears on a rung, in one place
nx_swcompare_evidence medbilling writes it beside its stamp); every gate below reads UNRECORDED until it runs.knowledge/organ_gate.conf read from this working directory (1 rows) and from the estate root (196 rows); rows in both counted once: 0; declarations read: 197. Every declaration in either copy counts, so a stub beside the publisher can never hide the root.R0 Hospital price-transparency ingest · cell WATCHING · gate NO-GATE-DECLARED
| Contract | mbp_ingest · executor Organ · 1.5 u · stands on nothing |
|---|---|
| Definition of done | CMS machine-readable files (JSON and CSV) for a named hospital ingested sovereignly into the fair-price pack; aud_fairprice reads the pack; row count, source URL and content pin printed with every ingest |
| Matrix cell | Hospital price-transparency file ingest · runtime/nx_medbill_prices.nx · WATCHING decl |
| Gate | NO-GATE-DECLARED — knowledge/organ_gate.conf carries no row for nx_medbill_prices; declare nx_medbill_prices TAB <gate> and the ship loop proves it and the verdict lands here. |
| Work log | no log row names this rung yet |
R1 Eligibility and benefits 270 and 271 · cell WATCHING · gate NO-GATE-DECLARED
| Contract | mbel_check · executor Organ · 2 u · stands on nothing |
|---|---|
| Definition of done | An X12 270 built and a 271 parsed against banked samples; coverage, deductible and copay fields extracted; no PHI leaves the machine by construction (the privacy exceed this lane holds) |
| Matrix cell | Eligibility and benefits verification · runtime/nx_medbill_elig.nx · WATCHING decl |
| Gate | NO-GATE-DECLARED — knowledge/organ_gate.conf carries no row for nx_medbill_elig; declare nx_medbill_elig TAB <gate> and the ship loop proves it and the verdict lands here. |
| Work log | no log row names this rung yet |
R2 EDI 837 and 835 · cell WATCHING · gate NO-GATE-DECLARED
| Contract | mbe_parse · executor Organ · 2.5 u · stands on R1 |
|---|---|
| Definition of done | 837 claim and 835 remittance parse and emit round-trip on banked samples; the 835 feeds mbr_recon so reconciliation reads the payer's own remittance |
| Matrix cell | EDI X12 837 835 clearinghouse · runtime/nx_medbill_edi.nx · WATCHING decl |
| Gate | NO-GATE-DECLARED — knowledge/organ_gate.conf carries no row for nx_medbill_edi; declare nx_medbill_edi TAB <gate> and the ship loop proves it and the verdict lands here. |
| Work log | no log row names this rung yet |
R3 Denial prediction before submission · cell WATCHING · gate NO-GATE-DECLARED
| Contract | mbd_score · executor Organ · 2 u · stands on R2 |
|---|---|
| Definition of done | A rule-and-data scorer over claim lines (NCCI, MUE, eligibility, payer rules as packs) predicts denial reasons before submission; precision on the banked EOB set is PRE-DECLARED and printed |
| Matrix cell | Claims denial prediction and prevention · runtime/nx_medbill_denial.nx · WATCHING decl |
| Gate | NO-GATE-DECLARED — knowledge/organ_gate.conf carries no row for nx_medbill_denial; declare nx_medbill_denial TAB <gate> and the ship loop proves it and the verdict lands here. |
| Work log | no log row names this rung yet |
R4 Prior-authorization drafting · cell WATCHING · gate NO-GATE-DECLARED
| Contract | mbpa_draft · executor Organ · 1.5 u · stands on R1 |
|---|---|
| Definition of done | The payer PA request drafted from claim and codes with deadlines filed into the reminder engine already proven for appeals; a human reviews and sends, never the organ |
| Matrix cell | Prior-authorization automation · runtime/nx_medbill_priorauth.nx · WATCHING decl |
| Gate | NO-GATE-DECLARED — knowledge/organ_gate.conf carries no row for nx_medbill_priorauth; declare nx_medbill_priorauth TAB <gate> and the ship loop proves it and the verdict lands here. |
| Work log | no log row names this rung yet |
R5 Autocoding from clinical text · cell WATCHING · gate NO-GATE-DECLARED
| Contract | mbac_suggest · executor Local model · 2.5 u · stands on nothing |
|---|---|
| Definition of done | The sovereign LLM seat suggests CPT and ICD from note text; accuracy against a banked coded set is published; the organ ABSTAINS below a declared confidence rather than guess |
| Matrix cell | Automated coding from clinical text · runtime/nx_medbill_autocode.nx · WATCHING decl |
| Gate | NO-GATE-DECLARED — knowledge/organ_gate.conf carries no row for nx_medbill_autocode; declare nx_medbill_autocode TAB <gate> and the ship loop proves it and the verdict lands here. |
| Work log | no log row names this rung yet |
dossiers=6 cells_joined=6 no_matrix_row=0 (sum 6) gates_recorded=0 gates_unrecorded=0 no_gate_declared=6 (sum 6 of cells_joined) evgates=UNSTAMPED
Capability comparisons
Compare the field, search individual capabilities and open their source and adoption evidence. Documented presence does not establish comparative quality.
Position map — centrality and distinctiveness
The four-quadrant map the field uses for brand strategy (Dawar and Bagga, HBR June 2015), re-derived from this matrix on every publish. Centrality is the share of the category's feature mass a player covers, each feature weighted by how many hold it; distinctiveness is the average lead over each rival on the rows the player holds; breadth is the depth-weighted share of the whole matrix (the bubble); depth is how deeply the rows held are held; momentum is the day-over-day move off the spine (green rising, red falling, grey until day two); the dashed path runs first day → previous day → today. Dividers are the category means. Axes are fitted to the field of play, so read the tick numerals, not the frame. Rival marks are documented presence, so a rival's position reads the record, never its quality. The picture grades its own readability below; the table beside it is the same data for a screen reader or a second method.
knowledge/compare/medbilling.cdmap (cut|x|y, cube|x|y|z); absent = the HBR defaultsbubble area = breadth · ring = momentum (green rising, red falling, grey until day two) · dashed = category means · axes fitted to the field of play: centrality 200–1000, distinctiveness 100–500 of 0–1000 permil (the full range put every player in one corner)
readability of the 2D cut, self-graded by the layout ruler: label overlaps 0 · labels over marks 0 · off-canvas 0 · unresolved labels 0 · mark overlaps 0 (a fact of the data: two players that close are that close) · data spread 780 permil of the plot · quadrant words unseated 0
text contrast, measured with wcag2-ratio (floors from contrast.conf), light theme: labels 16.24 (floor 4.50) · notes 16.24 (floor 4.50) · quadrant words 5.89 (floor 4.50) · tick numerals 5.89 (floor 4.50) · axis titles 5.59 (floor 4.50) · dark theme: labels 13.78 (floor 4.50) · quadrant words 5.55 (floor 4.50) · axis titles 5.97 (floor 4.50) · dark classes under their floor 0 (one figure serves both themes: a dark shortfall is a token to fix, never a class to hide) · classes refused under their floor 0 (a refused class is not drawn; the scale classes are measured, never hidden) · export: SVG PNG (receipt, rendered by the estate's own rasteriser from this page)
readability of the 3D cube, self-graded by the layout ruler: label overlaps 0 · labels over marks 0 · off-canvas 0 · unresolved labels 0 · mark overlaps 1 (a fact of the data: two players that close are that close) · data spread 248 permil of the plot
10 panels over 5 registered axes, every pair once (the lower axis on x, the higher on y) · each panel fitted to its own field of play, first and last tick numerals shown · no labels in a small cut, the legend names the colours; the grade below reports the mark terms only (MM summed over the panels, spread averaged)
readability of the small multiples, self-graded by the layout ruler: label overlaps 0 · labels over marks 0 · off-canvas 0 · unresolved labels 0 · mark overlaps 2 (a fact of the data: two players that close are that close) · data spread 571 permil of the plot
| Player | Quadrant | centrality | distinctiveness | breadth | depth | momentum | Rows held | Days on spine | First seen |
|---|---|---|---|---|---|---|---|---|---|
| Nishi | Aspirational | 831 | 450 | 571 | 727 | 0 since 2026-09-23 | 22 | 10 | 2026-09-15 |
| Goodbill | Mainstream | 775 | 226 | 333 | 518 | 0 since 2026-09-23 | 18 | 10 | 2026-09-15 |
| Turquoise Health | Peripheral | 303 | 273 | 142 | 571 | 0 since 2026-09-23 | 7 | 10 | 2026-09-15 |
| Waystar | Aspirational | 932 | 315 | 488 | 594 | 0 since 2026-09-23 | 23 | 10 | 2026-09-15 |
| Tebra | Mainstream | 786 | 140 | 261 | 385 | 0 since 2026-09-23 | 19 | 10 | 2026-09-15 |
| Day | Matrix rows reviewed | Players recorded |
|---|---|---|
| 2026-09-15 | 28 | 5 |
| 2026-09-16 | 28 | 5 |
| 2026-09-17 | 28 | 5 |
| 2026-09-18 | 28 | 5 |
| 2026-09-19 | 28 | 5 |
| 2026-09-20 | 28 | 5 |
| 2026-09-21 | 28 | 5 |
| 2026-09-22 | 28 | 5 |
| 2026-09-23 | 28 | 5 |
| 2026-10-08 | 28 | 5 |
players 5|matrix rows 28|feature mass 89|centrality mean 725|distinctiveness mean 280|axes 5|spine days 10 (shown 10)|rows written today 0|readability defects 2D 0 cube 0|spine knowledge/status/cdmap/medbilling.spine
Capability matrix — measured against source
◉ authored stronger claim; source present● present◐ partial○ absent? unassessed; excluded from relative comparison · click any capability for its evidence
Peer cell coverage: authored assessed 112, unassessed 0. Authored assessments are not verified outcomes.
No capabilities match this filter or search.
| Capability | Nishi | Goodbill | Turquoise Health | Waystar | Tebra |
|---|---|---|---|---|---|
Itemized-bill duplicate-charge detectionMeasured:aud_duplicates exists in runtime/nx_fin_audit.nx, verified at emit. Same code plus date billed twice flagged with exact overcharge cents; gate-proven on a real cancer bill rival marks uncited — the Yes, Best or Part codes on this row are an observation read with no reference mark behind them Adoption: LIB-WIRED importers=9 nonval=3 — fully adopted (top of its ladder).Pros Implementing source symbol found; runtime acceptance separate; ahead of Turquoise Health, Tebra; fully adopted on the estate ladderCons none on the measured axes (rival marks are documented presence, not depth) | ● | ● | ○ | ● | ◐ |
NCCI unbundling editsMeasured:aud_unbundle exists in runtime/nx_fin_audit.nx, verified at emit. Comprehensive-plus-component pair both billed; pairs are data packs not hardcode [cms-ncci] Adoption: LIB-WIRED importers=9 nonval=3 — fully adopted (top of its ladder).Pros Implementing source symbol found; runtime acceptance separate; ahead of Goodbill, Turquoise Health, Tebra; fully adopted on the estate ladderCons none on the measured axes (rival marks are documented presence, not depth) | ● | ◐ | ○ | ● | ◐ |
Medically-Unlikely-Edits over-units checkMeasured:aud_mue exists in runtime/nx_fin_audit.nx, verified at emit. Units over MUE max flags the excess-unit share exactly rival marks uncited — the Yes, Best or Part codes on this row are an observation read with no reference mark behind them Adoption: LIB-WIRED importers=9 nonval=3 — fully adopted (top of its ladder).Pros Implementing source symbol found; runtime acceptance separate; ahead of Goodbill, Turquoise Health, Tebra; fully adopted on the estate ladderCons none on the measured axes (rival marks are documented presence, not depth) | ● | ◐ | ○ | ● | ◐ |
Fair-price check vs Medicare benchmarkMeasured:aud_fairprice exists in runtime/nx_fin_audit.nx, verified at emit. Turquoise price data is the industry reference [turquoise]; our multiplier knob is jurisdiction data Adoption: LIB-WIRED importers=9 nonval=3 — fully adopted (top of its ladder).Pros Implementing source symbol found; runtime acceptance separate; ahead of Waystar, Tebra; fully adopted on the estate ladderCons behind Turquoise Health (leads) | ● | ● | ◉ | ◐ | ○ |
Patient dispute and appeal letter generationMeasured:disp_build exists in runtime/nx_fin_dispute.nx, verified at emit. Goodbill negotiates on the patient's behalf [goodbill]; ours renders a cited ready-to-send letter Adoption: LIB-WIRED importers=3 nonval=2 — fully adopted (top of its ladder).Pros Implementing source symbol found; runtime acceptance separate; ahead of Turquoise Health, Waystar, Tebra; fully adopted on the estate ladderCons behind Goodbill (leads) | ● | ◉ | ○ | ◐ | ◐ |
No-Surprises-Act grounds cited in disputesMeasured:No Surprises Act exists in runtime/nx_fin_dispute.nx, verified at emit. Letter cites NSA plus FDCPA plus NCCI and MUE grounds from the banked corpus rival marks uncited — the Yes, Best or Part codes on this row are an observation read with no reference mark behind them Adoption: LIB-WIRED importers=3 nonval=2 — fully adopted (top of its ladder).Pros Implementing source symbol found; runtime acceptance separate; ahead of Turquoise Health, Waystar, Tebra; fully adopted on the estate ladderCons none on the measured axes (rival marks are documented presence, not depth) | ● | ● | ◐ | ◐ | ◐ |
Coding rules as swappable data packsMeasured:rp_put exists in runtime/nx_fin_rules.nx, verified at emit. Second jurisdiction pack changes the audit result; proves data-driven not constants rival marks uncited — the Yes, Best or Part codes on this row are an observation read with no reference mark behind them Adoption: LIB-GATE-ONLY importers=1 — PARTIAL: imported only by validation organs (gates, tests, benches): wire it into a shipping program.Pros Implementing source symbol found; runtime acceptance separate; ahead of Goodbill, Turquoise Health, TebraCons not adopted yet: imported only by validation organs (gates, tests, benches): wire it into a shipping program | ● | ○ | ◐ | ● | ◐ |
Scanned-bill OCR ingestMeasured:ocr_classify exists in runtime/nx_ocr_classify.nx, verified at emit. Sovereign glyph classify plus assemble rival marks uncited — the Yes, Best or Part codes on this row are an observation read with no reference mark behind them Adoption: LIB-GATE-ONLY importers=1 — PARTIAL: imported only by validation organs (gates, tests, benches): wire it into a shipping program.Pros Implementing source symbol found; runtime acceptance separate; ahead of Turquoise Health, TebraCons not adopted yet: imported only by validation organs (gates, tests, benches): wire it into a shipping program | ● | ● | ○ | ● | ◐ |
Bill and EOB classify plus field extractionMeasured:dcl_classify exists in runtime/nx_doc_classify.nx, verified at emit. Doc-intelligence lane classifies and digs dates and amounts rival marks uncited — the Yes, Best or Part codes on this row are an observation read with no reference mark behind them Adoption: LIB-GATE-ONLY importers=1 — PARTIAL: imported only by validation organs (gates, tests, benches): wire it into a shipping program.Pros Implementing source symbol found; runtime acceptance separate; ahead of Turquoise Health, TebraCons not adopted yet: imported only by validation organs (gates, tests, benches): wire it into a shipping program | ● | ● | ○ | ● | ◐ |
EOB-vs-bill reconciliationMeasured:mbr_recon exists in runtime/nx_medbill_recon.nx, verified at emit. M2 live: bill and EOB text parse to claim lines; consuming matcher flags not-on-EOB and above-allowed in exact cents rival marks uncited — the Yes, Best or Part codes on this row are an observation read with no reference mark behind them Adoption: LIB-WIRED importers=2 nonval=1 — fully adopted (top of its ladder).Pros Implementing source symbol found; runtime acceptance separate; ahead of Turquoise Health, Waystar, Tebra; fully adopted on the estate ladderCons none on the measured axes (rival marks are documented presence, not depth) | ● | ● | ○ | ◐ | ◐ |
Charity-care screening plus 501(r) FAP requestMeasured:mbch_fpl exists in runtime/nx_medbill_charity.nx, verified at emit. Current-year HHS poverty pack grounded against the banked aspe.hhs.gov source; letter invokes the 501(r)(6) collection hold [irs-501r] Adoption: LIB-WIRED importers=3 nonval=2 — fully adopted (top of its ladder).Pros Implementing source symbol found; runtime acceptance separate; ahead of Goodbill, Turquoise Health, Tebra; fully adopted on the estate ladderCons none on the measured axes (rival marks are documented presence, not depth) | ● | ◐ | ○ | ● | ○ |
Denial appeal letters with computed deadlinesMeasured:mba_letter exists in runtime/nx_medbill_appeal.nx, verified at emit. Reason-specific internal appeal, leap-safe 180-day deadline math, external-review escalation rival marks uncited — the Yes, Best or Part codes on this row are an observation read with no reference mark behind them Adoption: LIB-WIRED importers=5 nonval=4 — fully adopted (top of its ladder).Pros Implementing source symbol found; runtime acceptance separate; ahead of Goodbill, Turquoise Health, Tebra; fully adopted on the estate ladderCons none on the measured axes (rival marks are documented presence, not depth) | ● | ◐ | ○ | ● | ◐ |
NSA situation classifier and PPDR routingMeasured:nsa_classify exists in runtime/nx_medbill_nsa.nx, verified at emit. Routes emergency-OON and in-network-facility cases to NSA protection and uninsured GFE-overage cases to the 120-day PPDR window; route 4 fabricates no shield [cms-nosurprises] Adoption: LIB-WIRED importers=3 nonval=2 — fully adopted (top of its ladder).Pros Implementing source symbol found; runtime acceptance separate; ahead of Goodbill, Turquoise Health, Waystar, Tebra; fully adopted on the estate ladderCons none on the measured axes (rival marks are documented presence, not depth) | ● | ◐ | ○ | ◐ | ○ |
Civic escalation with accountability scorecardSource present; authored stronger claim:cv_verdict in runtime/nx_medbill_civic.nx, verified at emit. Opt-in complaint patterns routed DOI CMS AG IRS-13909 CFPB OIG representative plus a case ledger whose MOVING or OVERDUE-UNRESPONSIVE verdict is computed from real dates; no rival ships oversight accountability Adoption: LIB-WIRED importers=3 nonval=2 — fully adopted (top of its ladder).Pros Source symbol found; stronger capability claim is authored; ahead of Goodbill, Turquoise Health, Waystar, Tebra; fully adopted on the estate ladderCons none on the measured axes (rival marks are documented presence, not depth) | ◉ | ○ | ○ | ○ | ○ |
Deadline tracking into the reminder engineMeasured:cli_deadline exists in runtime/nx_medbill_cli.nx, verified at emit. Appeal PPDR and civic windows file as calendar events; the gated vizsla reminder engine surfaces them at 14 7 1 0-day leads with a sent-once ledger; proven live rival marks uncited — the Yes, Best or Part codes on this row are an observation read with no reference mark behind them Adoption: BUILT-UNPROMOTED — PARTIAL: compiled, never promoted to the serving root: /api/promote it.Pros Implementing source symbol found; runtime acceptance separate; ahead of Goodbill, Turquoise Health, TebraCons not adopted yet: compiled, never promoted to the serving root: /api/promote it | ● | ◐ | ○ | ● | ◐ |
Medical-debt payoff planningMeasured:dbt_strategy exists in runtime/nx_debt_payoff.nx, verified at emit. Avalanche vs snowball with exact interest; measured 727 dollars saved on the worked case rival marks uncited — the Yes, Best or Part codes on this row are an observation read with no reference mark behind them Adoption: LIB-WIRED importers=11 nonval=7 — fully adopted (top of its ladder).Pros Implementing source symbol found; runtime acceptance separate; ahead of Goodbill, Turquoise Health, Waystar, Tebra; fully adopted on the estate ladderCons none on the measured axes (rival marks are documented presence, not depth) | ● | ◐ | ○ | ○ | ○ |
Predatory-financing scam shieldSource present; authored stronger claim:fe_is_safe in runtime/nx_fin_finance.nx, verified at emit. Advance-fee and unlicensed lenders excluded from ranking by construction; nobody else ships this Adoption: LIB-WIRED importers=4 nonval=2 — fully adopted (top of its ladder).Pros Source symbol found; stronger capability claim is authored; ahead of Goodbill, Turquoise Health, Waystar, Tebra; fully adopted on the estate ladderCons none on the measured axes (rival marks are documented presence, not depth) | ◉ | ○ | ○ | ○ | ○ |
Print-ready appeal letter and No.10 envelopeMeasured:compose_envelope exists in runtime/nx_mailpiece.nx, verified at emit. Window-zone tri-fold letter plus envelope PDFs ready to print and mail rival marks uncited — the Yes, Best or Part codes on this row are an observation read with no reference mark behind them Adoption: SOURCE-ONLY — PARTIAL: source exists, never compiled: /api/build it.Pros Implementing source symbol found; runtime acceptance separate; ahead of Goodbill, Turquoise Health, Waystar, TebraCons not adopted yet: source exists, never compiled: /api/build it | ● | ◐ | ○ | ◐ | ◐ |
Local-first privacy: bill data never leaves the machineSource present; authored stronger claim:PRIVACY in runtime/nx_fin_dispute.nx, verified at emit. Patient and provider specifics are caller-supplied and never enter web queries; all four rivals are cloud PHI processors Adoption: LIB-WIRED importers=3 nonval=2 — fully adopted (top of its ladder).Pros Source symbol found; stronger capability claim is authored; ahead of Goodbill, Turquoise Health, Waystar, Tebra; fully adopted on the estate ladderCons none on the measured axes (rival marks are documented presence, not depth) | ◉ | ○ | ○ | ○ | ○ |
Fail-safe execute: can never auto-sendSource present; authored stronger claim:NEVER-BRICK in runtime/nx_fin_dispute.nx, verified at emit. disp_build writes only a caller buffer with no socket or file send; human reviews and sends Adoption: LIB-WIRED importers=3 nonval=2 — fully adopted (top of its ladder).Pros Source symbol found; stronger capability claim is authored; ahead of Goodbill, Turquoise Health, Waystar, Tebra; fully adopted on the estate ladderCons none on the measured axes (rival marks are documented presence, not depth) | ◉ | ○ | ○ | ○ | ○ |
CPT HCPCS ICD lookup with plain-English decodeMeasured:mbc_get exists in runtime/nx_medbill_codes.nx, verified at emit. M1 live: official NLM ICD-10 and HCPCS descriptors ingested sovereignly, curated CPT with visible provenance, unknown codes refuse rival marks uncited — the Yes, Best or Part codes on this row are an observation read with no reference mark behind them Adoption: LIB-WIRED importers=9 nonval=3 — fully adopted (top of its ladder).Pros Implementing source symbol found; runtime acceptance separate; ahead of Goodbill; fully adopted on the estate ladderCons none on the measured axes (rival marks are documented presence, not depth) | ● | ◐ | ● | ● | ● |
Automated coding from clinical textOpen — watchingruntime/nx_medbill_autocode.nx : mbac_suggest, re-measured on every compare beat. Ship that symbol and this mark flips itself; the comparewatch- plane row flips with it. The LLM-coding frontier; provider-side rival marks uncited — the Yes, Best or Part codes on this row are an observation read with no reference mark behind themPros none measured yetCons behind Waystar, Tebra; open contract; expected source declaration not established | ○ | ○ | ○ | ◐ | ◐ |
Claims denial prediction and preventionOpen — watchingruntime/nx_medbill_denial.nx : mbd_score, re-measured on every compare beat. Ship that symbol and this mark flips itself; the comparewatch- plane row flips with it. Waystar's AI denial management is its flagship pitch [waystar]Pros none measured yetCons behind Waystar (leads), Tebra; open contract; expected source declaration not established | ○ | ○ | ○ | ◉ | ◐ |
Prior-authorization automationOpen — watchingruntime/nx_medbill_priorauth.nx : mbpa_draft, re-measured on every compare beat. Ship that symbol and this mark flips itself; the comparewatch- plane row flips with it. The burden the field is racing to automate rival marks uncited — the Yes, Best or Part codes on this row are an observation read with no reference mark behind themPros none measured yetCons behind Waystar (leads), Tebra; open contract; expected source declaration not established | ○ | ○ | ○ | ◉ | ◐ |
EDI X12 837 835 clearinghouseOpen — watchingruntime/nx_medbill_edi.nx : mbe_parse, re-measured on every compare beat. Ship that symbol and this mark flips itself; the comparewatch- plane row flips with it. Waystar is a clearinghouse; Tebra rides one [tebra]Pros none measured yetCons behind Turquoise Health, Waystar (leads), Tebra; open contract; expected source declaration not established | ○ | ○ | ◐ | ◉ | ● |
Eligibility and benefits verificationOpen — watchingruntime/nx_medbill_elig.nx : mbel_check, re-measured on every compare beat. Ship that symbol and this mark flips itself; the comparewatch- plane row flips with it. Real-time 270 271 checks [cms-x12-transactions]Pros none measured yetCons behind Turquoise Health, Waystar (leads), Tebra; open contract; expected source declaration not established | ○ | ○ | ◐ | ◉ | ● |
Hospital price-transparency file ingestOpen — watchingruntime/nx_medbill_prices.nx : mbp_ingest, re-measured on every compare beat. Ship that symbol and this mark flips itself; the comparewatch- plane row flips with it. Turquoise built the business on MRF ingest; feeds our fair-price packs at scale [cms-price-transparency]Pros none measured yetCons behind Goodbill, Turquoise Health (leads), Waystar; open contract; expected source declaration not established | ○ | ◐ | ◉ | ◐ | ○ |
Patient advocacy portalMeasured:hh_page exists in runtime/nx_healthhelp_site.nx, verified at emit. M6 live: zero-JS no-PHI portal generated FROM the gated letter engines (single source), public at /factory/healthhelp; Goodbill still leads with accounts and negotiation service rival marks uncited — the Yes, Best or Part codes on this row are an observation read with no reference mark behind them Adoption: LIB-WIRED importers=2 nonval=1 — fully adopted (top of its ladder).Pros Implementing source symbol found; runtime acceptance separate; ahead of Turquoise Health, Waystar, Tebra; fully adopted on the estate ladderCons behind Goodbill (leads) | ● | ◉ | ○ | ◐ | ◐ |
| Class | Count | Note |
|---|---|---|
| rows with rival marks | 24 | rows carrying a Yes, Best or Part in a rival column |
| cited | 9 | a reference mark resolves to a pinned mirror |
| uncited | 15 | an observation read, badged until a reference lands |
| rows, summed | 24 | RECONCILED: the parts sum to the total 24 |
Delivery and evidence
Inspect risks, technical debt, rendered observations, experiments and references. Read scope and limitations alongside every result.
Person · product · place — not yet measured for this domain
knowledge/compare/medbilling.ppp (rows surface|nishi or c1..c4|label|url|connect naming OUR live surface and each rival's front door), run nx_ppp_probe domain medbilling, and this section fills itself on the next beat: the same ruler on both sides — privacy and CX (third-party hosts, tracker classes, cookies, security headers), design and longevity (design hygiene, computed WCAG contrast, render-blocking resources, unsized media, script weight, theme and motion queries), findability (landmarks, skip link, on-site search, breadcrumb, headings, internal links).The field — discovered, not chosen
Rows written by nx_field_discover from medbilling.seeds: the industry's own lists (Wikipedia wikitext, GitHub topics, awesome lists) read mechanically, every candidate counted across seeds. The matrix columns above are a SEAT'S pick; this band is the population they were picked from, and the stats line measures one against the other. A rival here is a lead, never a verdict — it earns a column when its capabilities are read and pinned.
| Class | Count | Note |
|---|---|---|
| seeds | 4 | |
| scanned | 4 | |
| fetched | 4 | |
| reused | 0 | |
| failed | 0 | |
| named | 4 | |
| candidates | 4 | |
| mentions | 4 | |
| capped | 0 |
| Rank | Rival | Seeds | Mentions | First seed | Kind | Link |
|---|---|---|---|---|---|---|
| 1 | Goodbill | 1 | 1 | col0-goodbill | named | https://www.goodbill.com/ |
| 2 | Turquoise Health | 1 | 1 | col1-turquoise | named | https://turquoise.health/ |
| 3 | Waystar | 1 | 1 | col2-waystar | named | https://www.waystar.com/ |
| 4 | Tebra | 1 | 1 | col3-tebra | named | https://www.tebra.com/ |
field candidates 4|shown 4 of 4|matrix columns in the field 4 of 4|discovered rivals with no column 0|malformed rows 0 (counted, never rendered)|read-capped 0
Exclusive and shared capabilities
This board grades 28 capabilities: 26 exclusive to it and 2 shared with other boards. Shared rows on this page: 2 = home here 0 + home elsewhere 0 + ambiguous 0 + undecided 2 + refused 0 (partition 2); undecided = unmapped 0 + unproven 2 + unevidenced 0; homonyms 0; since the previous census: new 0, resolved 0. Census FRESH age_s=6452.
| Capability | Organ | Boards grading it | Home | Rule | Evidence | Standing on this board |
|---|---|---|---|---|---|---|
| dbt_strategy | nx_debt_payoff.nx | finance, medbilling | — | none | unproven | undecided |
| fe_is_safe | nx_fin_finance.nx | finance, medbilling | — | none | unproven | undecided |
Gaps from the record — what the estate does that no board carries
The record census (nx_goalmap record) reads the invoked-tool population and every plan queue row and files each organ or directive that NO matrix, plan or gates row names. A row here is a callout the boards missed: adjudicate it onto a board or declare it infrastructure. Census state STALE (age 1395557 s), sources read 4 of 7 declared — a BLIND census is a FLOOR: unread sources can only add rows.
| kind | name | board | source | evidence |
|---|
rows shown 0|this board's directives 0|estate-wide un-boarded organs 452 (listed in full on /compare/ecosystem)|census rows 639|malformed 0 (counted, never rendered)
References
- [goodbill] Goodbill. Hospital bill review and negotiation on the patient's behalf (product surface), goodbill.com, accessed 2026-08-18. publisher · read in our library
knowledge/fetched/cmp_medbilling_goodbill.html· pinh40de741796e49bcc5b0fa4449747e39ae70ec527014d034df3bb753d35216b68· accessed 2026-08-18 · vendor-docGrounds: The Goodbill column: Best on 'Patient dispute and appeal letter generation' and 'Patient advocacy portal' (accounts plus a negotiation service the note concedes still leads), Part on the charity, appeal and NSA rows, and 0 on the local-first privacy row -- it is a cloud PHI processor. - [turquoise] Turquoise Health. Price transparency data platform built on hospital machine-readable files (product surface), turquoise.health, accessed 2026-08-18. publisher · read in our library
knowledge/fetched/cmp_medbilling_turquoise.html· pinh3ab0756286e12c6a4587397a72b8e963d30a2f68542f0808bf4198d71262ed5f· accessed 2026-08-18 · vendor-docGrounds: The Turquoise Health column: Best on 'Fair-price check vs Medicare benchmark' and 'Hospital price-transparency file ingest' -- the row note names Turquoise price data as the industry reference our multiplier knob is measured against. - [waystar] Waystar. Healthcare payments platform: clearinghouse, claims management, AI-driven denial prevention and appeals (product surface), waystar.com, accessed 2026-08-18. publisher · read in our library
knowledge/fetched/cmp_medbilling_waystar.html· pinhd2926c309e89db4e62094e43730b4f504b5579aa392a1f763fba43bcc4ca5388· accessed 2026-08-18 · vendor-docGrounds: The Waystar column: Best on 'Claims denial prediction and prevention' (the note calls its AI denial management its flagship pitch), 'Prior-authorization automation', 'EDI X12 837 835 clearinghouse' and 'Eligibility and benefits verification' -- provider-side capabilities we declare absent. - [tebra] Tebra (Kareo plus PatientPop). Practice-management, billing and patient-experience platform for independent practices (product surface), tebra.com, accessed 2026-08-18. publisher · read in our library
knowledge/fetched/cmp_medbilling_tebra.html· pinh51229793761d3a31bd93aecf68538c6eb6f9c4f0d6b0005364c6d05e9a5389ff· accessed 2026-08-18 · vendor-docGrounds: The Tebra column: Part on most audit and dispute rows and Yes on 'EDI X12 837 835 clearinghouse' via a clearinghouse it rides rather than owns, as the row note states. - [cms-ncci] Centers for Medicare and Medicaid Services. National Correct Coding Initiative (NCCI) Edits -- Procedure-to-Procedure edits and Medically Unlikely Edits (MUEs), cms.gov, accessed 2026-08-18. publisher · read in our library
knowledge/fetched/cmp_medbilling_cms-ncci.html· pinh24110c6895b408f424dfe8071b61c6bf15c7fd34f27d54e2aa2ef9a8bb209406· accessed 2026-08-18 · published-standardGrounds: The 'NCCI unbundling edits' and 'Medically-Unlikely-Edits over-units check' rows: the comprehensive-plus-component pair tables and per-code unit maxima nx_fin_audit loads as data packs are published here, which is why the pairs are data not hardcode. - [cms-nosurprises] Centers for Medicare and Medicaid Services. No Surprises Act -- surprise-billing protections for emergency and certain in-network-facility out-of-network care, good faith estimates and the patient-provider dispute resolution process, cms.gov, accessed 2026-08-18. publisher · read in our library
knowledge/fetched/cmp_medbilling_cms-nosurprises.html· pinhcc87ef7597046f7e18c251324a914bc03659c0ba27c165e092d9d4221d0a2ca3· accessed 2026-08-18 · published-standardGrounds: The 'No-Surprises-Act grounds cited in disputes' and 'NSA situation classifier and PPDR routing' rows: the emergency and in-network-facility protections and the uninsured good-faith-estimate dispute window nsa_classify routes to are the program described here. - [irs-501r] Internal Revenue Service. Requirements for 501(c)(3) Hospitals Under the Affordable Care Act -- Section 501(r): financial assistance policy, limitation on charges, and billing and collection requirements, irs.gov, accessed 2026-08-18. publisher · read in our library
knowledge/fetched/cmp_medbilling_irs-501r.html· pinhe5d53432f22758d28091b213ba50cf77b32e55cf01a02d8343192621e33b423f· accessed 2026-08-18 · published-standardGrounds: The 'Charity-care screening plus 501(r) FAP request' row: the financial-assistance-policy duty and the 501(r)(6) bar on extraordinary collection actions before FAP eligibility is determined, which the generated letter invokes as its collection hold. - [cms-x12-transactions] Centers for Medicare and Medicaid Services. Health Care Transactions Basics (Administrative Simplification): the HIPAA-adopted X12 transaction standards -- 837 claims, 835 remittance advice, 270/271 eligibility, 276/277 claim status, 278 authorization (PDF), accessed 2026-08-18. publisher · read in our library
knowledge/fetched/cmp_medbilling_cms-x12-transactions.pdf· pinh513ddafc3b699839d1ae2f49c654bbbd71f487c41c4b7ff81b5c9489f8082b60· accessed 2026-08-18 · published-standardGrounds: The 'EDI X12 837 835 clearinghouse' and 'Eligibility and benefits verification' gap rows: the transaction sets those absent organs would have to speak (837, 835, 270/271) are the adopted standards enumerated in this CMS primer, which sizes the gap honestly. - [cms-price-transparency] Centers for Medicare and Medicaid Services. Hospital Price Transparency -- machine-readable standard-charge files and consumer-friendly display requirements under 45 CFR Part 180, cms.gov, accessed 2026-08-18. publisher · read in our library
knowledge/fetched/cmp_medbilling_cms-price-transparency.html· pinhba67c6b745e94e03488f5294832c7b952245ca08972c63629c3fdd645f061a9b· accessed 2026-08-18 · published-standardGrounds: The 'Hospital price-transparency file ingest' gap row and the 'Fair-price check vs Medicare benchmark' row: the machine-readable files Turquoise built its business on, and that our fair-price packs would ingest at scale, are the ones this rule requires hospitals to publish.
generated by nx_swcompare_matrix (sovereign NishiLang organ) from knowledge/compare/medbilling.matrix · source checks show implementation presence; runtime and user-outcome evidence are reported separately · JavaScript supports page controls