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Annamaria Lusardi of the George Washington University in 2013
Financial literacy in personal financial planning can be defined as objectively measured financial literacy or as subjectively measured financial literacy
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1 Background
2 Living will
3 Healthcare proxy
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3.1 Values-based directives
3.2 Psychiatric advance directives
3.2.1 Legal foundations
3.2.2 Clinical benefits
3.2.3 Barriers
4 Worldwide
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1.1 Ancient
1.2 Medieval and later
1.3 Early modern
1.4 Modern to post-modern
1.4.1 After World War II
1.4.2 Markets close
1.4.3 After 1973
2 Market size and liquidity
3 Market
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1 Introduction
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1.1 Risks vs. opportunities
1.2 Method
1.3 Principles
1.4 Mild versus wild risk
2 Process
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2.1 Establishing the context
2.2 Identification
2.3 Assessment
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[8] In 2008 major home equity lenders including Bank of America, Countrywide Financial, Citigroup, JP Morgan Chase, National City Mortgage, Washington Mutual and Wells Fargo began informing borrowers that their home equity lines of credit had been frozen, reduced, suspended, rescinded or restricted in some other manner
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