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Because a will can become effective only upon death, a testamentary trust is generally created at or following the date of the settlor's death
from the top result below
https://en.wikipedia.org/wiki/Trust_law
Such a failure is a civil breach of trust and can leave a neglectful or dishonest trustee with severe liabilities
https://en.wikipedia.org/wiki/Power_of_attorney
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Power of attorney
A power of attorney (POA) or letter of attorney is a written authorization to represent or act on another's behalf in private affairs (which may be financial or regarding health and welfare), business, or some other legal matter
https://en.wikipedia.org/wiki/Probate
This is commonly the closest relative, although that person can renounce their right to be administrator, in which case the right moves to the next closest relative
https://en.wikipedia.org/wiki/Bankruptcy
Bankruptcy is a legal process through which people or other entities who cannot repay debts to creditors may seek relief from some or all of their debts
https://en.wikipedia.org/wiki/Estate_planning
Estate planning or inheritance planning is the process of anticipating and arranging for the management of a person's estate or net worth during the person's life in preparation for future incapacity or death