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com/Article/3426686/Money-markets-Short-term-bank-funding-costs-hit-by-Fidelity-move
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Bond Economics: Is 100% Reserve Banking Feasible?

http://www.bondeconomics.com/2015/05/is-100-reserve-banking-feasible.html
If Non-Bank Finance Exists, It Will Replace Banks If the non-bank financial sector is allowed to continue operating in a fashion similar to the current environment, it will push the hobbled banking system pretty much out of existence