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https://www.mortgagesolutionsofgeorgia.net/blog/mortgage-rates-near-11-month-lowswhats-next-with-the-fed
PMI/MIP Check: If you’re close to 20% equity (or have FHA to refi out of MIP), ask about removing mortgage insurance
https://www.mortgagesolutionsofgeorgia.net/blog/from-dreams-to-reality-how-government-home-loans-make-homeownership-attainable
Pros and Cons
While FHA loans have low down payments, they require a mortgage insurance premium (MIP) for the loan's life