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The constructive trustee is not necessarily the person who is guilty of the wrongdoing, and in practice it is often a bank or similar organization
from the top result below
https://en.wikipedia.org/wiki/Trust_law
is a legal relationship in which the owner of property, or any transferable right, gives it to another to manage and use solely for the benefit of a designated person
https://en.wikipedia.org/wiki/Bankruptcy
For private households, it's important to assess the underlying problems and to minimize the risk of financial distress to recur
https://en.wikipedia.org/wiki/Power_of_attorney
Formerly, the term "power" referred to an instrument signed under seal while a "letter" was an instrument under hand, meaning that it was simply signed by the parties, but today a power of attorney does not need to be signed under seal
https://en.wikipedia.org/wiki/Probate
Sometimes, in England and Wales, a professional executor is named in the will – not a family member but (for example) a solicitor, bank or other financial institution
https://en.wikipedia.org/wiki/Estate_planning
, 401(k) plans and IRAs), certain "trustee" bank accounts, transfer-on-death (TOD) financial accounts, and life insurance proceeds
https://www.irs.gov/businesses/small-businesses-self-employed/estate-tax
It consists of an accounting of everything you own or have certain interests in at the date of death (Refer to Form 706 PDF)
https://www.uscourts.gov/services-forms/bankruptcy
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Sites: en.wikipedia.org (5) · www.irs.gov (1) · www.uscourts.gov (1)