nx_climbout.nx

nx_climbout.nx -- R5 of THE NISHI SITUATION-MANAGEMENT arc: the CLIMB-OUT PLAN engine -- the capstone that fuses the whole system into ONE prioritized, dollar-impact path from crisis to peace, then shows an overwhelmed person just the next step. Each candidate ACTION comes from an engine already built this arc: stabilize overdue bills (nx_bills) · recover overcharges (nx_fin_audit dispute) · cut the rate (nx_fin_finance) · attack highest-APR debt (nx_debt avalanche) · build a buffer. Ordered by the FINANCIAL ORDER OF OPERATIONS (a real framework): tier ascending = stabilize < recover-what- is-owed-to-you < cut-ongoing-cost < attack-debt < build-buffer; within a tier, biggest dollar impact first. Then `ac_load_budget` (nx_accommodate) decides HOW MANY steps to surface -- so an ADHD/low-energy person sees ONE next step worth $X, not the whole wall. Exact no-float (nx_money). Advisory, no auto-action. license_tier: ORIGINAL